Taking Out a Student Loan

Undergraduate students are required to complete the Free Application for Federal Student Aid (FAFSA®)—unless they are unable to do so—and Institutional Financial Aid Application before we will process a loan.

Additional requirements are:

Southeastern’s standard policy is to certify no more than $8,000 in loans per semester and $16,000 per academic year.

All students who request amounts that exceeds the policy will need to request approval from the Associate Director of Student Resources and Financial Aid by contacting the Financial Aid office.

We want to encourage students to use wisdom when thinking about interest rates, payback options, and the long-term effects of taking out loans. Student loans should be taken out with careful consideration.