Taking Out a Student Loan

Undergraduate students are required to complete the Free Application for Federal Student Aid (FAFSA®)—unless they are unable to do so—and Institutional Financial Aid Application before we will process a loan.

Additional requirements are:

Southeastern’s standard policy is to certify no more than $8,000 in loans per semester and $16,000 per academic year.

All students who request amounts that exceed the policy will need to request approval from the the Scholarship Committee by sending an email to [email protected] with details regarding their financial situation and why they are requesting funds above what the standard policy permits.

We want to encourage students to use wisdom when thinking about interest rates, payback options, and the long-term effects of taking out loans. Student loans should be taken out with careful consideration.